Insurance Litigation & Regulation

Alston & Bird’s Insurance Litigation & Regulation Team provides a full spectrum of legal services for insurance companies operating in Nigeria. We defend insurers in high-stakes policyholder disputes, class actions, antitrust matters, and bad-faith claims, while also providing regulatory counseling, policy development support, and compliance advisory services. Our team represents insurers before regulatory authorities such as the National Insurance Commission (NAICOM), Attorney General offices, and other enforcement agencies.

Policyholder Class Action Defense and Large-Scale Litigation

Results matter. We defend policyholder class actions and large-scale litigation arising from catastrophic events and crises. Our lawyers are experienced in obtaining dismissals, defeating claims, and developing strategic early-exit solutions. Where trial is necessary, we meticulously prepare cases and witnesses, presenting complex insurance and legal issues in a clear, compelling way. We have served as lead counsel in nationwide and multi-jurisdictional insurance disputes.

High-Exposure Claims, Coverage & Bad Faith Defense

We counsel and defend insurers facing claims involving significant financial exposure. Our expertise spans all lines of insurance, including life, general liability, property, professional liability, cyber, motor, health, reinsurance, and directors & officers (D&O) coverage. We coordinate strategy, discovery, and witness preparation in litigation affecting your core business operations.

Insurance-Related Competition & Regulatory Defense

We assist insurers navigating antitrust, competition, and market conduct matters. Our team provides guidance and representation in regulatory investigations, contested hearings, and enforcement actions, helping insurers comply with NAICOM regulations and industry standards.

Policy Drafting & Product Development

We support insurers with policy drafting, product development, and structuring innovative insurance offerings, including bundled insurance and financial products. Our advisory services include reinsurance matters, privacy, and data protection compliance.

Crisis & Catastrophic Event Management

Our lawyers have handled disputes arising from major catastrophes and crises, including natural disasters, pandemics, and market-wide shocks. We provide expert guidance on the regulatory, coverage, and litigation implications of such events.

Compliance Counseling

We assist insurers in navigating Nigeria’s regulatory landscape, including licensing, solvency, risk-based capital requirements, and ongoing compliance with NAICOM guidelines, ensuring adherence to all applicable laws and industry best practices.